Risk Assessment and Regulatory Compliance in FinTech: A Complete Guide
Course Overview
The rapid rise of FinTech has transformed payments, lending, insurance, investments, and digital banking—but it has also introduced new **regulatory, operational, financial, and technological risks**.
**Risk Assessment and Regulatory Compliance in FinTech: A Complete Guide** provides participants with a comprehensive understanding of **risk frameworks, regulatory standards, compliance systems, financial governance models, and risk mitigation tools** required in today’s digital finance ecosystem.
This programme equips learners with practical skills to **identify, measure, monitor, and manage risks** while ensuring compliance with global financial regulations across fintech products and services.
Course Objectives
By the end of this course, participants will be able to:
1. Understand the risk landscape in modern fintech environments.
2. Apply global regulatory frameworks governing digital finance.
3. Conduct operational, financial, cybersecurity, and compliance risk assessments.
4. Implement risk monitoring systems, controls, and governance structures.
5. Evaluate regulatory requirements for payments, lending, insurance, crypto, and digital banking.
6. Build organizational risk policies aligned with international standards.
7. Use technology (AI, analytics, automation) for advanced risk detection.
Learning Outcomes
Participants will be able to:
* Develop fintech risk management frameworks
* Conduct risk scoring, profiling, and mitigation
* Interpret regulatory requirements (FATF, Basel, ISO, GDPR, PCI-DSS, etc.)
* Assess product-level risks for lending, payments, wallets, and digital accounts
* Implement compliance reporting and documentation processes
* Integrate AI-driven monitoring and fraud detection tools
Who Should Attend
* FinTech Founders & Startup Teams
* Banking & Digital Finance Professionals
* Compliance, Audit & Risk Management Staff
* Policy Makers & Regulatory Authorities
* Cybersecurity & Fraud Prevention Teams
* Financial Analysts & Product Managers
* Students and researchers in fintech, finance, law, and public policy
Course Outline (5 Days)
Day 1 – Understanding Risk in the FinTech Landscape
* Types of risks: regulatory, operational, financial, cyber, and market
* FinTech business models & risk exposure
* Risk governance and internal control systems
* Case studies: FinTech failures & risk breakdowns
Day 2 – Global Regulatory Frameworks
* FATF, Basel III, EBA, FCA, MAS, SEC, PSD2
* Consumer protection, digital identity & data laws
* Licensing & compliance for digital lending, payments, wallets
* Cross-border digital finance regulations
Day 3 – Risk Assessment Tools & Techniques
* Risk identification & classification
* Probability-impact analysis
* Scenario planning & stress testing
* Fraud, AML, KYC & transaction monitoring risks
* Hands-on: Create a risk matrix for a fintech product
Day 4 – Regulatory Finance & Compliance Operations
* Capital requirements, liquidity, governance & reporting
* Compliance structures in digital banks & fintechs
* RegTech solutions for real-time compliance
* Policy writing: internal controls & regulatory documentation
Day 5 – Technology, Automation & Future Trends
* AI and data analytics for risk prediction
* Blockchain, smart contracts & regulatory compliance
* Digital risk dashboards & automated alerts
* **Action Plan:** Build a complete FinTech risk and compliance framework
Key Benefits
✔ Master the complete risk landscape of digital finance
✔ Gain hands-on experience with practical assessment tools
✔ Understand global regulations that shape fintech operations
✔ Learn how to design robust risk and compliance frameworks
✔ Improve organizational decision-making and governance
✔ Enhance your career opportunities in fintech, banking, and regulatory sectors
Certification
Participants will receive the
**Certificate in FinTech Risk Assessment and Regulatory Finance**
from **KE Leaders Training Centre, London**, confirming their skills in risk mitigation, compliance, and fintech governance.
Contact Info:
Enquiry at : admin@keleaders.com
Whatsapp: 0044 790 125 9494
For more details visit our website : www.keleaders.com
